Personal Checking Accounts
Last Updated: October 23, 2025
| Account Type | Interest Rate | Annual Percentage Yield | Interest Rate Tier | Compounding Frequency |
|---|---|---|---|---|
| 50 PLUS INTEREST CHECKING | 0.30% | 0.30% | Minimum Deposit $50 | Monthly |
| HIGH INTEREST CHECKING | 1.00% | 1.00% | Minimum Deposit $50 | Monthly |
Business Checking Accounts
Last Updated: October 23, 2025
| Account Type | Interest Rate | Annual Percentage Yield | Interest Rate Tier | Compounding Frequency |
|---|---|---|---|---|
| BUSINESS INTEREST CHECKING | 0.30% | 0.30% | Minimum Deposit $5,000 | Monthly |
Savings Accounts
Last Updated: October 23, 2025
| Account Type | Interest Rate | Annual Percentage Yield | Interest Rate Tier | Compounding Frequency |
|---|---|---|---|---|
| SAVINGS | 0.20% | 0.20% | $50 - $9,999.99 | Quarterly |
| 0.25% | 0.25% | $10,000 - $49,999.99 | Quarterly | |
| 0.30% | 0.30% | $50,000 - $99,999.99 | Quarterly | |
| 0.40% | 0.40% | $100,000 - $249,999.99 | Quarterly | |
| 0.80% | 0.80% | OVER $250,000 | Quarterly | |
| YOUTH SAVINGS ACCOUNTS | 0.20% | 0.20% | $50 - $9,999.99 | Annually |
| 0.25% | 0.25% | $10,000 - $49,999.99 | Annually | |
| 0.30% | 0.30% | $50,000 - $99,999.99 | Annually | |
| 0.40% | 0.40% | $100,000 - $249,999.99 | Annually | |
| 0.80% | 0.80% | OVER $250,000 | Annually |
CD Accounts**
Last Updated: October 23, 2025
| Account Type | Interest Rate | Annual Percentage Yield | Minimum Deposit | Compounding Frequency |
|---|---|---|---|---|
| 3 MONTH CD | 0.50% | 0.50% | $2,500.00 | Quarterly |
| 6 MONTH CD | 0.75% | 0.75% | $1,000.00 | Quarterly |
| 12 MONTH CD | 0.85% | 0.85% | $1,000.00 | Quarterly |
| 18 MONTH CD | 1.00% | 1.00% | $1,000.00 | Quarterly |
| 24 MONTH CD | 1.24% | 1.25% | $1,000.00 | Quarterly |
| 30 MONTH CD | 1.49% | 1.50% | $1,000.00 | Quarterly |
| 36 MONTH CD | 2.23% | 2.25% | $1,000.00 | Quarterly |
| 48 MONTH CD | 2.62% | 2.65% | $1,000.00 | Quarterly |
| 60 MONTH CD | 2.72% | 2.75% | $1,000.00 | Quarterly |
IRA Accounts**
Last Updated: October 23, 2025
| Account Type | Interest Rate | Annual Percentage Yield | Minimum Deposit | Compounding Frequency |
|---|---|---|---|---|
| 18 MONTH IRA (Variable) | 1.24% | 1.25% | $100.00 | Monthly |
| 48 MONTH IRA (Fixed) | 2.96% | 3.00% | $250.00 | Monthly |
(Variable) Variable-rate changes weekly
**Substantial penalty on early withdrawal – Fees May Reduce Earnings
