FNB Kickback Checking Disclosures:
*Qualification Information: To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your FNB Kickback Checking account during each Statement Cycle: At least 12 debit card purchases, be enrolled in and have agreed to receive e-statements rather than paper statements, be enrolled in and log into online banking, and maintain a valid email address on record with our bank. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Statement Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Statement Cycle” means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder’s account.
Reward Information: When FNB Kickback Checking qualifications are met during a Statement Cycle, you will receive 1.00% cash back on up to a total of $600 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back payments may be earned per Statement Cycle. When your FNB Kickback Checking account qualifications are not met, no cash back payments are made. Cash back payments will be credited to your FNB Kickback Checking account on the last day of the Statement Cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Monthly eStatement is a condition of this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of 1 account(s) per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you wi.ll forfeit any rewards that have not been credited to your account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.
**Up to $10 total for debit cards and/or unused checks from another financial institution given at the time the checks/debit cards are presented.